If you work in the Motor Trade, you more than most will know that customers nowadays are demanding more, for less. And if you're a Motor Trade who also demands this from your suppliers and service providers, here are some ways you can get it from your Insurance Broker.
Depending on which part on the Motor Trade you work in you will no doubt have your own individual needs, concerns and worries. For car manufacturers these could be falling sales, competition from abroad or Government policy changes over CO2 emmissions. If you are an MOT Station you may still be coming to terms to computerisation. And for body repairers, bodyshops and garage servicing units your focus maybe on gaining accreditation to the BSI Kitemark scheme or making sure your staff are trained to a certain standard. The bottom line is you are a Motor Trader you have numerous issues to deal with on a daily basis before you even start to think about your customers and suppliers. And yet despite this apparant need for people in the Motor Industry to make their lives easier it is suprising to see many traders still choosing to have their Motor Trade Insurance policies with many different insurance brokers and companies rather than under a single Motor Trade Combined Insurance policy. The result of this is that many Motor Traders pay too much for their insurance and they spend time (that they simply cannot afford to waste) on looking after them. Here a just a couple of reasons why Motor Traders should seriously consider a Combined Motor Trade Insurance policy when their insurance is next due for renewal: 1. All your risks together. By opting for a Combined policy your vehicles, your staff, your premises and your profits can all be protected under one policy. No longer do you need your buildings insured with one Broker, your Business Interruption and Liabilities with another and your Road Risks with yet another. Just all your risks under a Combined Motor Trade Insurance policy. 2. Time Savings. Gone are the days of many different types of cover with different renewal dates and provided by different companies. Just your Combined Insurance policy with a single renewal date. If you need to make a change you just need to ring one broker rather than hunt around your paperwork to find out who it is insured with. And if you chose the right broker they should ring around all the main Motor Trade Insurance companies to find you the best deal. 3. Money Savings. By putting all your risks under a Combined Motor Trade Insurance policy you can very often benefit from savings on your premiums as many providers offer discounts. At a time when getting value for money from your service providers then making savings by getting a policy that is easier to administer could be just what you need. Combined Motor Trade Insurance can save you time and save you money and that is why it works.
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Youíre looking for classic car insurance quotes online? The truth is, itís generally much more difficult to get classic car insurance than regular insurance, because of several different difficulties. First of all, classic cars are much harder to value than a regular car.
The money you get for a classic car in the event of an accident or a theft is generally the value you agree upon with the insurance company. Also, a classic car is much more likely to be targeted by car thieves, which puts a much higher risk level on the classic car insurance company. With that said, it certainly is possible to find class car insurance quotes online. Here are some tips to help you find the best one before you get started. The most crucial part of finding the best classic car insurance company for your auto is to look around and be patient. There are certainly numerous companies nowadays that will offer insurance for your classic cars, but all firms are not created equal. Keep in mind, many of the big name insurance companies will not even deal in the classic car insurance arena, because of the high risk involved. Therefore, you usually will have to focus on companies that focus exclusively on the classic car insurance area. Keep this in mind when looking: very likely, you will have to match up with certain criteria before you can obtain classic car insurance. Here are some of the most common: you very often need to be at least 25 years of age, have at least 10 years of driving experience, and a great driving record. Due to the high risk of the cars involved, many of the companies are quite choosy about who they select to insure. If you donít match one companyís criteria, however, donít lose hope. Keep looking, and you will almost certainly find a company you can obtain insurance with, albeit at a higher price. The best place to start looking is the internet for classic car insurance quotes. Trying to call each company can be somewhat of a hassle, and the internet can instantly provide you with literally hundreds of results at the click of a button. One final tip: when searching for classic car insurance quotes online, always try to find a company that has many years of experience dealing in the classic car insurance arena. Donít go with some fly by night company youíve never heard of before. When getting a classic car insurance quote online from an insurance company, it is always recommended to compare it with quotes issued by other companies with the same classic car insurance policy features. However, it is a challenging task to keep track of all of the information you need, and results are prone to mistakes and miscalculations. Here are some tips to help you simplify the process.
The first thing you need to do when you obtain your classic car insurance quote online is to assess your current auto insurance policy, and examine all the features it incorporates, such as limits for property, bodily injury, uninsured motorist and underinsured motorist; what the deductibles are; if youíre willing to pay for towing and rental care reimbursement; and if you have comprehensive coverage or just collision. Determine if you are still going to need those features in your classic car insurance, and make note of any changes. For example, thereís no point opting for comprehensive coverage on an old car that has severely decreased in value. Therefore, getting only collision coverage might be able to save you a few hundred dollars on your classic car insurance premium. Your second, particularly important step when receiving classic car insurance quote online is to gather specific information about your cars, and the people who drive them. Be prepared to list down information regarding: 1. Drivers license and Social Security Numbers for each driver. 2. Year, make and model of each vehicle to be insured. 3. Average mileage for each day, and whether it's used for business or pleasure. 4. Safety features such as Anti-lock Brakes (ABS), alarms, air bags etc for each vehicle. Always make an effort to obtain at least three or more online quotes for your classic car insurance from various sources, because rates are liable to differ between car insurance companies. Put down each online quote on the same sheet of paper, along with comments for each company youíve listed. When looking for a cheap classic car insurance quote online, you must also bear in mind the importance of good value, such as financial stability, fast claims service and good customer service. When youíve tracked down the online classic car insurance quote that meet your requirements, keep it under scrutiny for a couple of days in order to be certain that youíve got the right insurance coverage for your classic car. Ask a lot of questions if youíre doing business with an agent or representative, who could probably be able to help you save a decent amount on your insurance. Itís also always a good idea to check if thereís a customer service contact on the insurerís website when getting a classic car insurance quote online. Classic car insurance for young drivers in USA is a rather difficult thing to obtain. One of the main reasons for this is that young drivers are generally more prone to getting into accidents, and therefore the insurance company takes on a lot of risk by insuring them.
One of the best ways to obtain this classic car insurance cheaply is to simply go on your parents policies. Just about all the time, insurance companies will offer you insurance at a much reduced rate with this option. Getting insurance at a young age is already expensive enough, and you certainly donít need to make it even worse by getting your own insurance and pay even more. However, there are some cases where it is not possible to obtain classic car insurance for young drivers through your parents policies. In these cases, you will need to get your insurance on your own, and often times pay a much higher price. Even so, however, here are some important tips and strategies you can certainly follow to avoid breaking the bank. First of all, look for a plan that offers car insurance at a reduced rate to younger drivers. There are many classic car insurance plans available nowadays designed specifically for younger drivers, and you can get insurance much cheaper through these. Also, check into any discounts that the classic car insurance company you are looking into may offer. Many of these will give you much cheaper insurance for good driving records, taking a drivers education course, etc. Also, the kind of car you drive will play a big factor. For instance, if you just need that sports car, keep in mind you will end up paying a much higher amount for your classic car insurance because sports car drivers are much more likely to get in accidents, and more expensive accidents at that. Also, sports cars are generally targeted much more by thieves. Another thing you might consider is to buy an alarm system for your car. When you have this, most insurance companies will knock your insurance down some more because the car is less likely to get stolen. Some other factors that will affect how much you pay is the location you live in and how often you plan to drive the car. Obviously, the more you will be on the road, the more likely you are to be in an accident. Therefore, while there may not be a whole lot you can do about this situation, at least try to stay off the road as much as possible, for maximum savings. Remember, no matter what your situation, you certainly can get your classic car insurance policy cheaper by doing a few simply steps. By simply doing some ore even all of the above steps, your insurance price will be dramatically less than it otherwise would. Therefore, try to find a more ordinary car in order to save money. Hopefully, these tips will help you save a good deal of money on your classic car insurance for young drivers in the USA. |
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