SHADDOWRYDERZ
  • Home
  • Podcast
  • Watch
  • Cars
    • Acura
    • Honda
    • Infiniti
    • Lexus
    • Mazda
    • Mitsubishi
    • Nissan
    • Subaru
    • Toyota
  • Car Clubs
    • SUBMIT YOUR CAR CLUB
    • Car Clubs Africa
    • Car Clubs Asia
    • Car Clubs Caribbean
    • Car Clubs Central America
    • Car Clubs North America
    • Car Clubs South America
    • Car Clubs Europe
    • Car Clubs Oceania
  • Girls
  • Events
    • Advertise Your Car Event!
  • SHOP
  • Music
  • Resources
  • Blog

A Guide To Car and Motor Insurance

9/14/2021

0 Comments

 
Picture
Whether you're buying clothing or shopping for car insurance, you always want to get the best value for your money. So, what's the secret to finding reliable, affordable car insurance?

Shop around for the best deal. Get several car insurance quotes from different insurance companies before you buy or renew your policy. Insurance companies vary, so you could get a better deal somewhere else.

Don't be afraid to switch. You can switch insurance companies whenever you want, even if it's in the middle of your car  insurance policy term. If you find a better rate, switch and save.
Save on car insurance
There are three types of Car Insurance: 

Third party, which covers your legal liability if you damage someone elseís physical property (walls, vehicles, gates etc.) due to a driving accident. 

Third party, Fire and Theft offers third party cover and adds on two useful pieces of cover - fire damage to and theft of your car, including damage caused by a theft or attempted theft. 

A fully comprehensive policy includes Third Party, Fire and Theft and in addition will pay for damage to your own vehicle in the event of an accident. There are many extras, too, for example it will also give you cover when you drive other people's cars - useful if you borrow someone's car and their insurance does not cover you. 
The following factors affect what you pay for your premiums. 

Your age, your job, your driving record. 

The car you drive. The higher the value of the vehicle, the higher the premium. High performance vehicles are also more expensive to insure than their stock standard equivalents. 

Then there's the location of the car. You'll pay more if you keep the car in a high-crime area or park it on the street at night. 

What you use the car for. You'll pay more if, for example, you plan to use the car for business delivery purposes. 

Then there is the excess structure that you choose. The higher the excess the lower the premiums. 

Gear Locks, Satellite Tracking - will help reduce your premiums 
Save on car insurance
If you are buying a new car : Don't forget to shop around for Insurance!

For a first-time car buyer, the process can be a difficult decision. Many buyers are not aware of the fact that they need to have insurance before driving their new car off the showroom floor. The financial institutions providing the finance for the purchase will insist on this, in order to ensure that their new asset is protected.

Don't just accept the first offer that is given to you, get at least 3 quotes before making your decision. "Many banks or finance institutions are affiliated to an insurance company or brokerage firm. New buyers therefore may find themselves feeling pressurized to take insurance cover through the bank's preferred supplier. It is important to know that this cannot be enforced and the decision lies with the client. This makes it essential to shop around for competitive quotes, to ensure that you are offered the best deal - from the perspective of both cover and price. For young drivers, this becomes imperative, as they are often penalized for their age and lack of driving experience, translating into higher premiums and excesses."
Save on car insurance
​Cash buyers are not exempt from the need to insure their new car. Thefts and hijackings are still a reality and the growing number of cars on the road puts all drivers at increased risk of being involved in an accident. Choosing an insurance product that is suitable in terms of budget, value adds, cover and excess payable is a careful decision that, with the right advice, can be made sensibly and safely.
 
Many young, first-time buyers find that purchasing insurance through a direct insurer is actually a simple process.

They are likely to receive a tailored insurance solution catering for their specific needs - with direct insurance, clients don't pay any additional charges for getting what they want. Any driver about to embark on purchasing a new vehicle would do well to consider the time- and cost-saving benefits of direct insurance."


0 Comments



Leave a Reply.

    Picture
    Picture
    Picture
    Picture
    Picture

    Guides

    ​How to Get The Most Out of Your JDM Car Show Experience 
    Jdm Culture - And Eco Friendly Car Care Brands
    ​
    Outrageous Reasons Cops Stop JDM Cars and What to do When it Happens to You
    ​
    A JDM Auto Parts Online Buyers Guide
    ​
    A JDM Wheels and Tires Online Buyers Guide
    ​

    JDM Lists

    10 Best JDM Engines

    JDM Product Reviews

    Gov-Auctions org Review
    Gov-Auctions.org VS Governmentactions.org

    Categories

    All
    Acura
    Car Clubs Africa
    Car Clubs Asia
    Car Clubs Caribbean
    Car Clubs Central America
    Car Clubs Europe
    Car Clubs North America
    Car Clubs Oceania
    Car Clubs South America
    Car Clubs Worldwide
    Fantom
    Honda
    Infiniti
    JDM Cars
    JDM Community
    JDM Entertainment
    JDM Events
    JDM Fashion Apparel And Accessories
    JDM Gaming
    JDM Girls
    JDM Music
    JDM Podcast
    JDM Racing
    JDM Tips And Tech
    JDM Videos
    Lexus
    Mazda
    Mitsubishi
    Nissan
    Subaru
    Toyota

    Listen to "THE Shaddowryderz Ignitionz Radio Show" on Spreaker.

    Archives

    August 2022
    May 2022
    April 2022
    March 2022
    October 2021
    September 2021
    August 2021
    June 2021
    May 2021
    April 2021
    February 2021
    January 2021

    RSS Feed

Powered by Create your own unique website with customizable templates.
Photos used under Creative Commons from State Farm, Javier Alfaro Fotografía, State Farm, Antoine de Cardaillac, Javier Alfaro Fotografía, JLaw45, andreboeni, andreboeni, QuoteInspector.com, JLaw45, Arturo Hurtado, dave_7, Moto@Club4AG, kangur_design, gaborlengyel, keimthedesigner, Antoine de Cardaillac, WillVision Photography, andreboeni, State Farm, QuoteInspector.com, andreboeni, Javier Alfaro Fotografía, dave_7, QuoteInspector.com, Rutger van der Maar, andreboeni, Arturo Hurtado, State Farm, dave_7, zanthrax-dot-nl, andreboeni, Antoine de Cardaillac, Hugo-90, Arturo Hurtado, andreboeni, QuoteInspector.com, mattbuck4950, QuoteInspector.com, Samee55, andreboeni, Antoine de Cardaillac, Javier Alfaro Fotografía, andreboeni, Arturo Hurtado, State Farm, fotupia, Javier Alfaro Fotografía, Lav Ulv, Antoine de Cardaillac, State Farm, Arturo Hurtado, M.T. El Bialy, Rutger van der Maar, justinc04, wuestenigel, Falcon_33, Ya, saya inBaliTimur, Javier Alfaro Fotografía, M.T. El Bialy, JiBs., JLaw45, QuoteInspector.com, Onroaders, QuoteInspector.com, free pictures of money, Antoine de Cardaillac, dave_7, DIYAutoGalaxy, topmotors, kangur_design, andreboeni, andreboeni, Javier Alfaro Fotografía, hang_in_there, M.T. El Bialy, igotphotos, ae_works, andreboeni, Ricky Flores, andreboeni, QuoteInspector.com, JLaw45, dave_7, Samee55, Free For Commercial Use (FFC), Arturo Hurtado, Antoine de Cardaillac, Antoine de Cardaillac, QuoteInspector.com, Javier Alfaro Fotografía, State Farm, QuoteInspector.com, Arturo Hurtado, andreboeni, Ian Gulinao, Javier Alfaro Fotografía, dave_7, rylovelace, 060sportcars, JLaw45, dave_7, Arturo Hurtado, Antoine de Cardaillac, QuoteInspector.com, andreboeni, andreboeni, Antoine de Cardaillac, Arturo Hurtado, Antoine de Cardaillac, ae_works, andreboeni, Antoine de Cardaillac, Jonathan Leung / artofstance.com, Antoine de Cardaillac, Rutger van der Maar, JLaw45, Antoine de Cardaillac, andreboeni, Javier Alfaro Fotografía, andreboeni, free pictures of money, andreboeni, andreboeni, QuoteInspector.com, ae_works, Javier Alfaro Fotografía, M.T. El Bialy, Javier Alfaro Fotografía, Javier Alfaro Fotografía, andreboeni, iamazeyou, gaborlengyel, free pictures of money, Ben Baligad, Rutger van der Maar, dave_7, Antoine de Cardaillac, Adrian Kot, State Farm, 060sportcars, QuoteInspector.com, Arturo Hurtado, Javier Alfaro Fotografía, Javier Alfaro Fotografía, Javier Alfaro Fotografía, Rutger van der Maar, free pictures of money, Rutger van der Maar, suendercafe, free pictures of money, Antoine de Cardaillac, QuoteInspector.com, QuoteInspector.com, QuoteInspector.com, M.T. El Bialy, QuoteInspector.com, andreboeni, Javier Alfaro Fotografía, andreboeni, andreboeni, Arturo Hurtado, andreboeni, Mervtography, Jones028, UnknownNet Photography, Javier Alfaro Fotografía, Adrian Kot, kangur_design, Arturo Hurtado, CaenAbel, JLaw45, QuoteInspector.com, Ivan Radic, dave_7, M.T. El Bialy, State Farm, andreboeni, Javier Alfaro Fotografía, enanon, Leap Kye, topten5, andreboeni, andreboeni, dave_7, Antoine de Cardaillac, Adrian Kot, JLaw45, Eric Tessmer, Honolulu Hawaii, Antoine de Cardaillac, State Farm, RL GNZLZ, Javier Alfaro Fotografía, Mervtography, dave_7, Antoine de Cardaillac, QuoteInspector.com, andreboeni, State Farm, Arturo Hurtado, free pictures of money, Arturo Hurtado, M.T. El Bialy, andreboeni, Javier Alfaro Fotografía, Crown Star Images, Arturo Hurtado, andreboeni, Seabird NZ, wuestenigel, Arturo Hurtado, SimpleFX, JLaw45, M.T. El Bialy, Javier Alfaro Fotografía, M.T. El Bialy, Arturo Hurtado, dave_7, JLaw45, Antoine de Cardaillac, Free For Commercial Use (FFC), Lav Ulv, Javier Alfaro Fotografía, QuoteInspector.com, andreboeni, QuoteInspector.com, Hugo-90, QuoteInspector.com, Rutger van der Maar, 060sportcars, Arturo Hurtado, eschipul, theflamers, e³°°°, free pictures of money, orange_advan, suendercafe, andreboeni, Arturo Hurtado, andreboeni, Javier Alfaro Fotografía, Ricky Flores, Javier Alfaro Fotografía, JLaw45, andreboeni, QuoteInspector.com, Arturo Hurtado, Chris Yarzab, Antoine de Cardaillac, daveoflogic, gaborlengyel, andreboeni, Crown Star Images, Arturo Hurtado, JLaw45, Javier Alfaro Fotografía, OiMax, State Farm, State Farm, andreboeni, andreboeni, andreboeni, Hugo-90, 060sportcars, State Farm, Antoine de Cardaillac, andreboeni, JLaw45, gaborlengyel, Antoine de Cardaillac
  • Home
  • Podcast
  • Watch
  • Cars
    • Acura
    • Honda
    • Infiniti
    • Lexus
    • Mazda
    • Mitsubishi
    • Nissan
    • Subaru
    • Toyota
  • Car Clubs
    • SUBMIT YOUR CAR CLUB
    • Car Clubs Africa
    • Car Clubs Asia
    • Car Clubs Caribbean
    • Car Clubs Central America
    • Car Clubs North America
    • Car Clubs South America
    • Car Clubs Europe
    • Car Clubs Oceania
  • Girls
  • Events
    • Advertise Your Car Event!
  • SHOP
  • Music
  • Resources
  • Blog