Young drivers have one hurdle in the world of car insurance they wonít be able to jump until theyíre older ñ that hurdle is called ìage.î Car insurance companies are known to give younger drivers higher premiums because younger drivers, as a whole, arenít as experienced at driving as are older drivers. Young drivers are considered a risk to insure.
Nevertheless, young drivers, like all drivers, need car insurance in order to legally drive. Ideally, young drivers would like to obtain cheap car insurance. Perhaps the easiest way for a young driver to obtain cheap car insurance is to be added to, or remain on, his parentsí car insurance policy.
Check out these tips about adding your young driver to your current car insurance policy:
ï Your premiums might increase, but you may also get a discount for having multi-drivers on your policy.
ï If your young driver has his own car, you may get another discount for having multi-vehicles on your policy.
ï If your young driver has taken and successfully completed a driver education course, your current car insurance company will most likely offer a discount; if he hasnít taken one, get him enrolled. They may also offer a ìgood studentî discount depending on his grades.
ï Use this as a learning tool for young driver ñ lesson: responsibility. Encourage your young driver to get a job to pay for his portion of the car insurance premium. If circumstances wonít allow him to work, make him a list of chores to do around the house to ìpay offî his part of the bill. Not only will he be learning the value of a dollar, but youíll be getting some extra help, too!
Keeping your young driver on your car insurance policy will help him get cheap car insurance as well as learn responsibility. It will help you get discounts, as well as your car washed once a week ñ for free!
How to Get The Most Out of Your JDM Car Show Experience
JDM Product Reviews